Does paying old credit debt help raise your credit score?

Written by on September 11th, 2009
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tatethegreat74 asked:

I was told by a car salesperson that paying a company whose already wrote you off to a collection agency and it’s been years afterwards (3 to 4 years), that it doesn’t do you any good to pay them back because your credit score will not go up, the only thing that can help raise your credit score is current bills that establish your credit. Is this true or not?

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« How do you pay a debt you can not pay. Part 2?
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3 Responses to “Does paying old credit debt help raise your credit score?”

  1. Ryan M Says:
    September 14th, 2009 at 2:04 am

    Prawdziwy. Kredyt nie pójdę tylko dlatego, że wypłacone off. Twoja ocena kredytowa jest odbiciem historii kredytowej. Tylko dlatego, że płacą go wyłączyć, będzie nadal wykazują, że byłeś przestępczym o 7 lat po fakcie.

  2. dusty_titus Says:
    September 15th, 2009 at 10:51 pm

    Car salesman is correct - those past due bills were sold to a collection agency for cash up front. What the agency is able to collect is theirs. They have no interest in fixing or repairing your credit. The original bill holders did, but they gave up and accepted a cash offer for your debts. Only current bills and your payments regular and on time will help you now.

  3. CatDad Says:
    September 18th, 2009 at 4:42 pm

    Dit is correct. Het zou uw kredietstandaard niet helpen en het contacteren van schuldcollectoren over zou deze oude schuld het waarschijnlijkst agressieve inzamelingsactiviteit tegen zich teweegbrengen.

    Er zijn twee redenen die u kunt willen overwegen betalend terug charged-weg rekenschap geef:
    1) U vraagt een nieuwe hypotheek, een lening of een flat aan en de crediteur dringt erop aan dat iedereen punten wordt resultaat opgeleverd in gebreke bleef
    2) Er is een bevestigd proces hangend op de schuld

    Als geen van beiden hiervan van toepassing zijn, dan it

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